USDC payment links

Accept USDC payments

Create a USDC payment link and get paid in USD Coin on Base, Solana, Ethereum, Arbitrum, Optimism or Polygon. USDC is the regulated, Circle-issued stablecoin — USD-priced invoices settle non-custodially to your own wallet.

A USDC payment link is a URL you send to a customer to collect a USD Coin (USDC) payment. CryptoRoute Pay generates the link from a USD amount and serves a hosted checkout where the customer picks their USDC network — Base, Solana, Ethereum, Arbitrum, Optimism or Polygon — then settles a single stablecoin straight to your wallet for a flat 1% fee. USDC is issued by Circle and fully reserve-backed, so a $100 invoice collects exactly $100 of USD Coin.

Create a USDC payment link See how Pay works

Non-custodial · No setup fee · Circle-issued USD Coin

This is a real CryptoRoute Pay checkout. Open it, choose USDC on your preferred network, and see exactly what your customers experience before they pay.

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Accepting USDC at a glance

Asset accepted: USDC (USD Coin) — plus 50+ other cryptocurrencies at checkout
Networks: Base, Solana, Ethereum, Arbitrum, Optimism, Polygon
Fastest & cheapest: Base and Solana — sub-cent fees, near-instant confirmation
Issuer: Circle — regulated, reserve-backed, monthly attestations
Pricing: USD-denominated invoices — you set $, the customer pays the USDC equivalent
Settlement: One stablecoin — direct to your wallet
Custody: Non-custodial on the happy path — we never hold your funds
Fee: 1% flat — no monthly, setup, or per-invoice fees

What it is

What is a USDC payment link?

A USDC payment link lets you accept USD Coin without building a wallet integration. You enter a price in US dollars and CryptoRoute Pay creates a hosted checkout at a shareable URL. Your customer opens it, chooses which USDC network to pay on — Base and Solana are the popular picks for their sub-cent fees and instant finality — and sends the exact amount shown. USDC is a fully reserve-backed stablecoin issued by Circle, so the dollar value is stable and a $100 invoice is $100 of USD Coin whichever chain the customer uses.

Because USDC is the regulated stablecoin most businesses and finance teams already trust, it is the natural choice for merchants who want transparency and Circle-published attestations behind every payment. The link works as a one-off invoice or a reusable product link, needs no account from the customer, and carries no chargeback risk once the USDC transfer confirms.

How it works

Accept USDC in three steps

1
Create a USDC payment link
Set a price in USD from the dashboard or the REST API, add a description, and share the hosted checkout URL anywhere — email, invoice, or your own storefront.
2
Customer picks their USDC network
On the checkout page the customer chooses Base, Solana, Ethereum, Arbitrum, Optimism or Polygon and sends the exact USDC amount shown. Base and Solana keep fees sub-cent and confirmation near-instant.
3
You settle in one stablecoin
We detect the USDC transfer on-chain and settle a single stablecoin straight to your wallet. Track status live on the dashboard or via HMAC-signed webhooks.

Supported networks

Every major USDC network

Your customer pays USD Coin on the chain they already hold it — Base and Solana are the cheapest and fastest.

USDC Basecheap · fast
USDC Solanacheap · fast
USDC EthereumERC-20
USDC ArbitrumL2
USDC OptimismL2
USDC Polygonlow fees

Why merchants use it

Built to accept USD Coin with confidence

Regulated, Circle-issued

USDC is issued by Circle, fully reserve-backed, and covered by monthly attestations — the stablecoin finance teams and compliance reviewers are most comfortable signing off on.

Base & Solana speed

Accept USDC on Base and Solana for sub-cent network fees and near-instant confirmation — ideal for high-volume checkouts and small-ticket payments.

USD-priced invoices

You quote in dollars; the customer sees the exact USDC amount at payment time, so a $100 invoice always collects $100 of USD Coin.

Non-custodial settlement

We never hold your funds on the happy path — settled stablecoin is delivered straight to your wallet from the swap engine.

No chargebacks

On-chain USDC transfers are final once confirmed — no card-network disputes, clawbacks, or frozen payouts.

REST API & webhooks

Mint USDC payment links from your billing logic and activate a customer on the settled webhook — HMAC-signed, at-least-once, with stable event IDs across retries.

Built for

Who accepts USDC with CryptoRoute Pay

SaaS & startups

Bill in USD and collect regulated USDC your finance team is comfortable holding — activate accounts on the settlement webhook.

Online stores

Offer a USDC payment link on Base or Solana for sub-cent fees, and settle to one asset regardless of which chain the customer pays on.

Creators & memberships

Sell courses, downloads or memberships with a reusable USD Coin payment link and automated delivery on payment.

B2B invoicing

Send USD-priced invoices and receive USDC with a clean, attestation-backed audit trail — no bank wires or FX spreads.

Pricing

flat, deducted inside the swap — no monthly, setup, or per-invoice fee

One flat 1% rate whether the customer pays USDC on Base, Solana, Ethereum, or an L2.
The customer's on-chain network fee is theirs to pay — sub-cent on Base and Solana.
A $100 USDC invoice typically settles ~$99.00 to your wallet.
Volume and partner pricing available — [email protected].

Start accepting USDC

FAQ

USDC payment questions

Which networks can my customers pay USDC on?

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Base, Solana, Ethereum, Arbitrum, Optimism and Polygon. Your customer picks their network on the hosted checkout page; you always receive one settlement asset regardless of which chain they chose.

Why accept USDC on Base or Solana?

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Base and Solana settle USDC in well under a second for a fraction of a cent in network fees, which makes them ideal for high-volume checkouts and small payments. Native USDC is available on both, so there is no wrapped or bridged token to worry about.

What is the difference between USDC and USDT?

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Both are dollar-pegged stablecoins. USDC is issued by Circle, is fully reserve-backed, and publishes regular attestations, which is why regulated businesses and finance teams often prefer it. USDT (Tether) has the largest circulating supply and the deepest liquidity, especially on Tron. CryptoRoute Pay accepts both — this page is for USDC; there is a dedicated page for accepting USDT.

Is USDC regulated, and who issues it?

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USDC (USD Coin) is issued by Circle, a regulated US financial-technology company. Each USDC is backed by cash and short-dated US Treasuries held in reserve, with monthly third-party attestations — the transparency that makes it the stablecoin most compliance teams are comfortable with.

What asset do I actually receive?

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You settle in a single stablecoin delivered straight to your wallet, no matter which chain or coin the customer paid with. One asset to reconcile keeps your accounting simple even when customers pay USDC across several networks.

Is accepting USDC custodial?

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No. CryptoRoute Pay is non-custodial on the happy path — the swap engine delivers the settled stablecoin directly to your wallet address and we never take custody of your funds.

Is there a minimum USDC amount?

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Invoices are priced in USD and there is no fixed platform minimum. Because Base and Solana network fees are sub-cent, even small USDC payments stay economical for your customers.

Can I create a reusable USDC payment link?

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Yes. Create a Product — one permanent URL you share anywhere — and every purchase mints a fresh USDC invoice with the normal webhook lifecycle. It's the same stablecoin payment link, reusable across unlimited sales.

Prefer Tether?Accept USDT payments Pay

Start accepting USDC in minutes

Create a USDC payment link from the dashboard or the API. No card, no monthly fee, non-custodial settlement.