How do I swap USDC Monad to XLM Stellar?

Enter an amount, add your Stellar address, get a live quote, then send USDC Monad on Monad to the deposit address. Your XLM Stellar arrives automatically — no account needed.

What is the USDC Monad to XLM Stellar fee?

The service fee for this route is 0.50%, shown transparently in the quote before you send anything. Network fees are included in the quoted rate.

How long does a USDC Monad → XLM Stellar swap take?

Most swaps settle within minutes once your Monad deposit is confirmed.

Is this swap custodial?

No. CryptoRoute is non-custodial and never holds your funds or keys. Swaps route wallet-to-wallet via NEAR Intents.

What if the USDC Monad to XLM Stellar swap can’t complete?

Your funds are returned to the refund address you provide before depositing.

Swap USDC on Monad to XLM on Stellar

Convert USDC on Monad to XLM on Stellar — live quote, 0.50% fee, non-custodial, no account or KYC.

USDC Monad to XLM Stellar exchange rate

1 USDC ≈ 5.1218 XLM1 XLM ≈ 0.195245 USDC

24h

+0.40%

-9.74%

30d

+3.44%

30d high: 5.7437 XLM30d low: 4.9391 XLM

USDC Monad/XLM Stellar rate, last 30 days. Your live quote in the widget includes the exact rate and fee.

USDC Monad → XLM Stellar conversions

You send	You get (approx.)
100 USDC	509.6162 XLM
1000 USDC	5,096.1616 XLM
10000 USDC	50,961.6155 XLM
100000 USDC	509,616.1553 XLM
1000000 USDC	5,096,161.5528 XLM

Estimates include the 0.50% service fee. Network fees and the live rate are reflected in the exact quote shown before you send.

Before you swap

Send only USDC on the Monad network to the deposit address. EVM addresses start with “0x” and are 42 characters long. Sending any other asset or network may result in permanent loss.
Stellar can require a memo/destination tag. Only use one if this route explicitly supports it.
Make sure your destination wallet can receive XLM on Stellar.

How this route works

1Enter an amount to see a live estimate.
2Add your Stellar recipient address — a Monad refund address is required for cross-chain swaps.
3Send USDC Monad on Monad to the deposit address shown.
4Track status until XLM Stellar arrives on Stellar.

USDC (USDC)

stablecoin

Price$0.999703

USDC is available on 16 networks via CryptoRoute, including Ethereum, Arbitrum, Base, Solana.

XLM (XLM)

native

Price$0.195187

XLM is available on 1 networks via CryptoRoute, including Stellar.

Route status

All systems operational

No disruptions affecting this route right now.

Latest USDC and XLM news

FAQ

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