How do I swap USDT NEAR to USDC X Layer?

Enter an amount, add your X Layer address, get a live quote, then send USDT NEAR on NEAR to the deposit address. Your USDC X Layer arrives automatically — no account needed.

What is the USDT NEAR to USDC X Layer fee?

The service fee for this route is 0.50%, shown transparently in the quote before you send anything. Network fees are included in the quoted rate.

How long does a USDT NEAR → USDC X Layer swap take?

Most swaps settle within minutes once your NEAR deposit is confirmed.

Is this swap custodial?

No. CryptoRoute is non-custodial and never holds your funds or keys. Swaps route wallet-to-wallet via NEAR Intents.

What if the USDT NEAR to USDC X Layer swap can’t complete?

Your funds are returned to the refund address you provide before depositing.

Swap USDT on NEAR to USDC on X Layer

Convert USDT on NEAR to USDC on X Layer — live quote, 0.50% fee, non-custodial, no account or KYC.

USDT NEAR to USDC X Layer exchange rate

1 USDT ≈ 0.999654 USDC1 USDC ≈ 1.0003 USDT

24h

0.00%

+0.02%

30d

-0.03%

30d high: 1 USDC30d low: 0.999299 USDC

USDT NEAR/USDC X Layer rate, last 30 days. Your live quote in the widget includes the exact rate and fee.

USDT NEAR → USDC X Layer conversions

You send	You get (approx.)
100 USDT	99.4656 USDC
1000 USDT	994.6556 USDC
10000 USDT	9,946.5563 USDC
100000 USDT	99,465.5635 USDC
1000000 USDT	994,655.635 USDC

Estimates include the 0.50% service fee. Network fees and the live rate are reflected in the exact quote shown before you send.

Before you swap

Send only USDT on the NEAR network to the deposit address. NEAR account names look like “name.near”. Sending any other asset or network may result in permanent loss.
Make sure your destination wallet can receive USDC on X Layer.

How this route works

1Enter an amount to see a live estimate.
2Add your X Layer recipient address — a NEAR refund address is required for cross-chain swaps.
3Send USDT NEAR on NEAR to the deposit address shown.
4Track status until USDC X Layer arrives on X Layer.

USDT (USDT)

stablecoin

Price$0.999378

USDT is available on 12 networks via CryptoRoute, including Ethereum, NEAR, Tron, Solana.

USDC (USDC)

stablecoin

Price$0.999724

USDC is available on 16 networks via CryptoRoute, including Ethereum, Arbitrum, Solana, Base.

Route status

All systems operational

No disruptions affecting this route right now.

Latest USDT and USDC news

FAQ

Explore more

All USDT routes All USDC routes Swap to X Layer Swap from NEAR