How do I swap XLM Stellar to USDT NEAR?

Enter an amount, add your NEAR address, get a live quote, then send XLM Stellar on Stellar to the deposit address. Your USDT NEAR arrives automatically — no account needed.

What is the XLM Stellar to USDT NEAR fee?

The service fee for this route is 0.50%, shown transparently in the quote before you send anything. Network fees are included in the quoted rate.

How long does a XLM Stellar → USDT NEAR swap take?

Most swaps settle within minutes once your Stellar deposit is confirmed.

Is this swap custodial?

No. CryptoRoute is non-custodial and never holds your funds or keys. Swaps route wallet-to-wallet via NEAR Intents.

What if the XLM Stellar to USDT NEAR swap can’t complete?

Your funds are returned to the refund address you provide before depositing.

Swap XLM on Stellar to USDT on NEAR

Convert XLM on Stellar to USDT on NEAR — live quote, 0.50% fee, non-custodial, no account or KYC.

XLM Stellar to USDT NEAR exchange rate

1 XLM ≈ 0.165065 USDT1 USDT ≈ 6.0582 XLM

24h

-0.48%

-4.50%

30d

-13.09%

30d high: 0.19177 USDT30d low: 0.164892 USDT

XLM Stellar/USDT NEAR rate, last 30 days. Your live quote in the widget includes the exact rate and fee.

XLM Stellar → USDT NEAR conversions

You send	You get (approx.)
100 XLM	16.424 USDT
1000 XLM	164.2395 USDT
10000 XLM	1,642.3953 USDT
100000 XLM	16,423.9534 USDT
1000000 XLM	164,239.5337 USDT

Estimates include the 0.50% service fee. Network fees and the live rate are reflected in the exact quote shown before you send.

Before you swap

Send only XLM on the Stellar network to the deposit address. Stellar addresses start with “G”; a memo is often required. Sending any other asset or network may result in permanent loss.
Stellar can require a memo/destination tag. Only use one if this route explicitly supports it.
Make sure your destination wallet can receive USDT on NEAR.

How this route works

1Enter an amount to see a live estimate.
2Add your NEAR recipient address — a Stellar refund address is required for cross-chain swaps.
3Send XLM Stellar on Stellar to the deposit address shown.
4Track status until USDT NEAR arrives on NEAR.

XLM (XLM)

native

Price$0.16493

XLM is available on 1 networks via CryptoRoute, including Stellar.

USDT (USDT)

stablecoin

Price$0.999183

USDT is available on 12 networks via CryptoRoute, including Ethereum, Tron, Solana, NEAR.

Route status

All systems operational

No disruptions affecting this route right now.

Latest XLM and USDT news

FAQ

Explore more

All XLM routes All USDT routes Swap to NEAR Swap from Stellar